*{box-sizing:border-box}body{margin:0;font:17px/1.6 system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:#1d2733;background:#fbfaf7}a{color:#173544}img{max-width:100%;height:auto;display:block}
.wrap{max-width:1100px;margin:0 auto;padding:0 20px}header{background:#fff;border-bottom:1px solid #e6e1d8;position:sticky;top:0;z-index:5}
.nav{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:66px}.logo{height:40px;width:auto}nav ul{display:flex;gap:18px;list-style:none;margin:0;padding:0;flex-wrap:wrap}nav a{text-decoration:none;font-weight:600;font-size:15px}
.btn{display:inline-block;background:#1f7a8c;color:#fff!important;padding:12px 20px;border-radius:8px;text-decoration:none;font-weight:700;border:0;cursor:pointer;font-size:16px;white-space:nowrap}.btn.alt{background:#173544}
.hero{display:grid;grid-template-columns:1.1fr 1fr;gap:32px;align-items:center;padding:48px 0}.hero h1{font-family:Georgia,serif;font-size:42px;line-height:1.15;margin:0 0 14px;color:#173544}.hero img{border-radius:14px}
.band{background:#173544;color:#eef2f7;padding:44px 0}.band a{color:#ffd9bd}.band h2{color:#fff}
h2{font-family:Georgia,serif;color:#173544;font-size:30px;line-height:1.2}h3{color:#173544}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:18px}.card{background:#fff;border:1px solid #e6e1d8;border-radius:12px;padding:20px}.card h3{margin-top:0}
section{padding:36px 0}.crumb{font-size:14px;padding-top:18px}.note{background:#e7f4f6;border-left:4px solid #1f7a8c;padding:14px 18px;border-radius:6px}
details{background:#fff;border:1px solid #e6e1d8;border-radius:10px;padding:14px 18px;margin:10px 0}summary{font-weight:700;cursor:pointer}
form{display:grid;gap:12px;max-width:560px}input,select,textarea{font:inherit;padding:11px;border:1px solid #c9c2b5;border-radius:8px;width:100%}label{font-weight:600;font-size:15px}
.split{display:grid;grid-template-columns:2fr 1fr;gap:32px}.side{background:#fff;border:1px solid #e6e1d8;border-radius:12px;padding:20px;align-self:start;position:sticky;top:86px}
ol.steps li{margin-bottom:10px}table{border-collapse:collapse;width:100%;background:#fff}td,th{border:1px solid #e6e1d8;padding:10px;text-align:left}
footer{background:#0d222c;color:#c9d3df;padding:36px 0;font-size:15px}footer a{color:#fff}.fgrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:20px}
.callbar{display:none}@media(max-width:800px){.hero,.split{grid-template-columns:1fr}.hero h1{font-size:32px}nav ul{display:none}.side{position:static}
.callbar{display:flex;position:fixed;bottom:0;left:0;right:0;gap:8px;padding:10px;background:#fff;border-top:1px solid #ddd;z-index:9}.callbar a{flex:1;text-align:center}body{padding-bottom:70px}}
.disc{font-size:13px;border-top:1px solid #ffffff22;padding-top:14px;margin-top:20px}.hero2{background:linear-gradient(135deg,#173544,#0d222c);color:#eef2f7;padding:52px 0}.hero2 h1{font-family:Georgia,serif;font-size:40px;line-height:1.15;margin:0 0 14px;color:#fff}.hero2 p{max-width:680px}.btn.alt2{background:#fff;color:#173544!important}.chips{display:flex;flex-wrap:wrap;gap:8px;list-style:none;padding:0}.chips li{background:#fff;border:1px solid #e6e1d8;border-radius:20px;padding:4px 12px;font-size:15px}@media(max-width:800px){.hero2 h1{font-size:30px}header .btn{display:none}}

.hero2.photo{background:linear-gradient(90deg,rgba(10,10,10,.82) 0%,rgba(10,10,10,.6) 55%,rgba(10,10,10,.35) 100%),url(/img/hero.jpg) center/cover no-repeat;padding:84px 0}@media(max-width:800px){.hero2.photo{padding:56px 0}}